Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Mortgage Partners

Jim Garman
IntroLend Home Results, LLC
4001 Westown Pkwy, West Des Moines, IA 50266
515-341-5647 
jgarman@introlend.com                                   

Dana Christiansen                                                                    Brad Parker
Northwest Bank                                                                       Bank Iowa
515-223-2218                                                                         515-226-2451/C: 515-710-5581
dchristiansen@bank-northwest.com                                          bparker@bankiowa.bank
https://www.nw.bank/mortgage/                                              www.bankiowa.bank